Renters Insurance

OFallon renters insurance keeps your belongings covered.  Whether you have laptops, guitars, cell phones, guns or jewelry, you want to be able to replace your items if something beyond your control happens. Wessell Insurance Services provides apartment and home rental coverage in O'Fallon, Wentzville, St. Louis, St. Charles, St. Peters and the entire state of Missouri. Call 1-866-663-7561 for your free quote or fill out the online quote form.



With renters insurance, you will be able to replace what is damaged or stolen.
Rental insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your apartment or rental home because of a disaster your additional living expenses will be covered.
Ofallon renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your residence is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.
Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

OFallon Missouri Apartments

Westchester Village
941 Clubhouse Ln, 63366

Bent Oak Apartments
100 Bent Oak Dr, 63367

Casalon Apartments 
200 Casalon Parkway, 63366

The Preserve at Research Park
700 Mallards Way, O Fallon 63368

Bramblett Hills
1000 Bramblett Crossing, 63366

The Vinings of O Fallon
611 Vinings Boulevard 63366


Madison Prairie Point
1 Prairie Point Drive, 63368

Southernside Apartments 
1 Southernside Lane, O Fallon 63368

Reserve At Fountainview
1000 Fountainview Dr, St Charles

Sun Valley Lake Apartments
1300 Sun Lake Drive 63301

Feel relaxed while you are in or away from your rented condo, mobile home, or apartment, get a quote for renters today.