The DUI requirements for the state of FL include an FR44 certificate of insurance, with liability limits of 100/300/50 whether you own a car or not. The cheapest way to go to get your Florida driver's liscense reinstated is with the non-owner FR44 insurance. Even though the first 6 month term needs to be paid in full, the total paid over 6 months can be a fraction of an owner’s FR44 insurance policy. If there is any way you can remain free of car ownership to start the first term, it will be financially beneficial. A non owner FR44 insurance policy fulfills the state of Floridas requirement for the FR44 certificate of financial responsibility but, is usually far more affordable than an owners FR44. Wessell Insurance Services, llc has filed thousands of non-owner FR44 certificates, and have helped many Floridians get the FR44 filing they needed to get their license back. Our customers get compliant with the state, get their license back, and are legal to drive the same day!
Since 2008/2009 the Department of Motor Vehicles (DMV) in Florida has required FR44 insurance filings for anyone convicted of a DUI or DWI in the state of FL. The individual required to carry the FR44 must keep the FR44 insurance on file for for 3 consecutive years, regardless on if it is a owner FR44 insurance policy or a non owner FR44 Insurance policy. As long as you keep the coverage in place (with or without a car) your license will remain valid. If your FR44 insurance policy should cancel or lapse during the three year time period, the insurance carrier is legally obligated to file an SR26, which notifies the state that you no loner have the FR44 insurance. At this point, your license will suspended and you will be required to start the three years all over.
To get the cheapest FR44 insurance quote call Wessell Insurance Services, llc at 1-866-663-7561 or request a quote here.